Land Buying Guide
Buying vacant land in Ocala is more complicated than buying an existing home because the house, the driveway, the water, and sometimes the legal access are still ahead of you. This guide is the sequence William uses with buyers. It is not a promise that any parcel will appraise, perk, or get a permit.
1. Define the use
Write down whether you want a custom home, recreation, a small farm, horses, a future homesite, or land you may hold. The use decides which facts matter.
2. Search with filters you can explain
Use price, acreage, and location on the HomeRun Realty portal. Save the listing link. If you already have a property in mind, send it through Ask About a Parcel.
3. Investigate the parcel
Review zoning, access, utilities, survey boundaries, easements, flood zones, wetlands, deed restrictions, and property taxes. The county property appraiser, Marion County, FEMA, and a surveyor are the primary sources. Pages on zoning, utilities, and flood zones explain what those records do and do not prove.
4. Move toward ownership
Financing, the offer, contingencies, and closing come after the parcel survives that review. Land financing is different from a home mortgage. See financing.
Review date: October 11, 2026.
Let's Talk About Financing Your Property Goals
Understanding your financing options is an important part of purchasing real estate. I recommend Lori Meaney at PrimeLending as a resource for discussing mortgage options and preparing for your next purchase.
Vacant-land and raw-land loans are different from a standard home mortgage. Confirm directly which land-related products Lori or PrimeLending can offer for a specific parcel. This introduction is optional and is not a statement that every vacant tract can be financed.
Lori Meaney, PrimeLending. Licensing published on her site includes NMLS #1132235. Verify current details before you apply.